Medicare in ZIP Code
44052
—
Lorain
28067
Population
41.4578
Latitude
-82.171
Longitude
Demographic Data
ZIP code 44052 is located in Lorain County, Ohio, centered near Lorain, with a total population of 28,067 and a median age of 39.2. This is a urban community where 16.4% of residents are 65 or older (approximately 4,597 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 56.1% White, 21.8% Black/African American, 23.7% Hispanic/Latino, 1.0% Asian. Approximately 12.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $42,298, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 30.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 11.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $104,000 and median monthly rent is $840. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.