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ZIP code 44049 is located in Lorain County, Ohio, with a total population of 230 and a median age of 41.1. This is a urban community where 20.0% of residents are 65 or older (approximately 46 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.1% White, 4.8% Hispanic/Latino. Approximately 19.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $58,750, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 7.4%. The unemployment rate is 1.0%. The median home value is $135,700 and median monthly rent is $863. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.