Medicare in ZIP Code
44045
—
Mentor
564
Population
41.7427
Latitude
-81.2821
Longitude
Demographic Data
ZIP code 44045 is located in Lake County, Ohio, with a total population of 564 and a median age of 51.8. This is a urban community where 17.6% of residents are 65 or older (approximately 99 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 92.0% White, 7.1% Black/African American. Approximately 20.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $76,905, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.1%. The unemployment rate is 3.4%. The median home value is $149,400 and median monthly rent is $917. Medicare beneficiaries in Lake County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.