Medicare in ZIP Code
44044
—
Grafton
14422
Population
41.2854
Latitude
-82.0431
Longitude
Demographic Data
ZIP code 44044 is located in Lorain County, Ohio, centered near Grafton, with a total population of 14,422 and a median age of 47.3. This is a urban community where 19.8% of residents are 65 or older (approximately 2,860 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 81.4% White, 9.2% Black/African American, 5.2% Hispanic/Latino. Approximately 16.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $86,582, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.8%. The unemployment rate is 5.2%. The median home value is $231,200 and median monthly rent is $995. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.