Medicare in ZIP Code
44039
—
North Ridgeville
36235
Population
41.3964
Latitude
-82.0033
Longitude
Demographic Data
ZIP code 44039 is located in Lorain County, Ohio, centered near North Ridgeville, with a total population of 36,235 and a median age of 41.1. This is a urban community where 19.4% of residents are 65 or older (approximately 7,028 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 88.9% White, 2.4% Black/African American, 6.8% Hispanic/Latino, 1.1% Asian. About 34.9% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $94,128, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.8%. The unemployment rate is 2.9%. The median home value is $254,800 and median monthly rent is $1,067. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.