Medicare in ZIP Code
44035
—
Elyria
62024
Population
41.3724
Latitude
-82.1051
Longitude
Demographic Data
ZIP code 44035 is located in Lorain County, Ohio, centered near Elyria, with a total population of 62,024 and a median age of 40.9. This is a urban community where 19.1% of residents are 65 or older (approximately 11,871 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 74.1% White, 11.6% Black/African American, 9.6% Hispanic/Latino, 1.4% Asian. Approximately 16.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $54,362, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 16.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.4%. The median home value is $147,600 and median monthly rent is $871. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.