Medicare in ZIP Code
44012
—
Avon Lake
25456
Population
41.5019
Latitude
-82.0111
Longitude
Demographic Data
ZIP code 44012 is located in Lorain County, Ohio, centered near Avon Lake, with a total population of 25,456 and a median age of 43.7. This is a urban community where 20.1% of residents are 65 or older (approximately 5,126 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.5% White, 1.0% Black/African American, 3.2% Hispanic/Latino, 2.3% Asian. The community is highly educated, with 54.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $110,174, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.9%. The unemployment rate is 1.4%. The median home value is $337,200 and median monthly rent is $1,500. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.