Medicare in ZIP Code
44001
—
South Amherst
21123
Population
41.3617
Latitude
-82.2538
Longitude
Demographic Data
ZIP code 44001 is located in Lorain County, Ohio, centered near South Amherst, with a total population of 21,123 and a median age of 45.4. This is a urban community where 21.5% of residents are 65 or older (approximately 4,541 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.5% White, 1.2% Black/African American, 6.2% Hispanic/Latino, 1.6% Asian. About 29.5% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $91,050, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.0%. The unemployment rate is 4.8%. The median home value is $221,300 and median monthly rent is $947. Medicare beneficiaries in Lorain County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.