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ZIP code 43964 is located in Jefferson County, Ohio, centered near Toronto, with a total population of 9,061 and a median age of 46.2. This is a urban community where 22.8% of residents are 65 or older (approximately 2,069 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.9% White, 1.3% Black/African American. Approximately 18.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $53,321, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.5%. The unemployment rate is 2.7%. The median home value is $121,900 and median monthly rent is $684. Medicare beneficiaries in Jefferson County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.