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ZIP code 43724 is located in Guernsey County, Ohio, centered near Caldwell, with a total population of 9,007 and a median age of 46.4. This is a rural community where 22.9% of residents are 65 or older (approximately 2,064 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.1% White, 6.3% Black/African American, 1.9% Hispanic/Latino. Approximately 14.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $54,005, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 9.8%. The unemployment rate is 3.6%. The median home value is $147,100 and median monthly rent is $695. Medicare beneficiaries in Guernsey County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.