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ZIP code 43617 is located in Lucas County, Ohio, centered near Toledo, with a total population of 8,586 and a median age of 40.2. This is a urban community where 16.6% of residents are 65 or older (approximately 1,423 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 91.8% White, 3.4% Black/African American, 4.8% Hispanic/Latino, 1.4% Asian. The community is highly educated, with 51.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $131,935, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.4%. The unemployment rate of 8.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $271,900 and median monthly rent is $1,145. Medicare beneficiaries in Lucas County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.