Medicare in ZIP Code
43612
—
Toledo
28231
Population
41.7046
Latitude
-83.5656
Longitude
Demographic Data
ZIP code 43612 is located in Lucas County, Ohio, centered near Toledo, with a total population of 28,231 and a median age of 34.7. This is a urban community where 11.7% of the population is 65 or older (approximately 3,291 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 64.7% White, 23.2% Black/African American, 9.3% Hispanic/Latino. Approximately 13.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $50,484, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $89,700 and median monthly rent is $976. Medicare beneficiaries in Lucas County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.