Medicare in ZIP Code
43607
—
Toledo
19969
Population
41.6504
Latitude
-83.5974
Longitude
Demographic Data
ZIP code 43607 is located in Lucas County, Ohio, centered near Toledo, with a total population of 19,969 and a median age of 32.5. This is a urban community where 16.6% of residents are 65 or older (approximately 3,314 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 31.1% White, 59.5% Black/African American, 5.7% Hispanic/Latino, 2.6% Asian. Approximately 22.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $37,442, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 31.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 11.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $73,300 and median monthly rent is $881. Medicare beneficiaries in Lucas County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.