Medicare in ZIP Code
43566
—
Waterville
8350
Population
41.5022
Latitude
-83.7331
Longitude
Demographic Data
ZIP code 43566 is located in Lucas County, Ohio, centered near Waterville, with a total population of 8,350 and a median age of 42.4. This is a urban community where 21.4% of residents are 65 or older (approximately 1,783 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.4% White, 6.2% Hispanic/Latino, 1.0% Asian. The community is highly educated, with 45.6% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $108,497, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.3%. The unemployment rate is 3.2%. The median home value is $283,500 and median monthly rent is $1,378. Medicare beneficiaries in Lucas County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.