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ZIP code 43527 is located in Defiance County, Ohio, centered near Holgate, with a total population of 2,092 and a median age of 49.7. This is a rural community with a notably high senior population — 26.1% of residents are 65 or older (approximately 546 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 91.0% White, 8.7% Hispanic/Latino. Approximately 15.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $63,698, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.9%. The unemployment rate of 8.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $123,600 and median monthly rent is $787. Medicare beneficiaries in Defiance County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.