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ZIP code 43452 is located in Ottawa County, Ohio, centered near Port Clinton, with a total population of 14,052 and a median age of 55.4. This is a urban community with a notably high senior population — 32.4% of residents are 65 or older (approximately 4,549 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 92.5% White, 2.3% Black/African American, 5.0% Hispanic/Latino. About 28.2% of adults hold a bachelor's degree or higher.
The median household income is $63,815, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.6%. The unemployment rate is 4.0%. The median home value is $206,800 and median monthly rent is $937. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.