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43446

Medicare in ZIP Code 

43446

 — 

County: 
Rural

38

Population

41.6835

Latitude

-82.8047

Longitude

Demographic Data

ZIP code 43446 is located in Ottawa County, Ohio, centered near Elmore, with a total population of 38 and a median age of 65.0. This is a rural community with a notably high senior population — 50.0% of residents are 65 or older (approximately 19 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 52.6% White, 23.7% Black/African American. The community is highly educated, with 50.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $50,938, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The unemployment rate of 50.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

43446

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Cities Near 

43446

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