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ZIP code 43442 is located in Ottawa County, Ohio, centered near Elmore, with a total population of 787 and a median age of 43.8. This is a rural community with a notably high senior population — 26.8% of residents are 65 or older (approximately 211 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.1% White, 8.3% Hispanic/Latino, 1.1% Asian. Approximately 14.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $47,500, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 7.9%. The unemployment rate is 1.2%. The median home value is $173,400 and median monthly rent is $724. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.