Medicare in ZIP Code
43440
—
4133
Population
41.5247
Latitude
-82.7766
Longitude
Demographic Data
ZIP code 43440 is located in Ottawa County, Ohio, centered near Elmore, with a total population of 4,133 and a median age of 61.2. This is a urban community with a notably high senior population — 43.3% of residents are 65 or older (approximately 1,790 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.2% White, 2.1% Hispanic/Latino. The community is highly educated, with 43.8% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $76,627, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 4.5%. The unemployment rate is 4.2%. The median home value is $274,700 and median monthly rent is $863. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
43440
Cities Near
43440