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ZIP code 43438 is located in Erie County, Ohio, centered near Milan, with a total population of 198 and a median age of 64.6. This is a urban community with a notably high senior population — 48.5% of residents are 65 or older (approximately 96 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.0% White, 6.6% Hispanic/Latino. The community is highly educated, with 49.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $91,875, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.1%. The unemployment rate of 28.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $333,300. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.