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ZIP code 43412 is located in Lucas County, Ohio, with a total population of 4,109 and a median age of 48.1. This is a rural community where 19.0% of residents are 65 or older (approximately 780 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.8% White, 2.8% Hispanic/Latino. Approximately 24.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $105,263, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 8.5%. The unemployment rate is 0.4%. The median home value is $221,400 and median monthly rent is $1,142. Medicare beneficiaries in Lucas County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.