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ZIP code 43340 is located in Hardin County, Ohio, centered near Forest, with a total population of 2,192 and a median age of 29.9. This is a rural community where 11.8% of the population is 65 or older (approximately 258 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 98.0% White, 1.1% Hispanic/Latino. Approximately 14.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $70,893, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 21.6%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.2%. The median home value is $181,500 and median monthly rent is $935. Medicare beneficiaries in Hardin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.