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ZIP code 43078 is located in Champaign County, Ohio, centered near Urbana, with a total population of 19,985 and a median age of 41.4. This is a suburban community where 20.8% of residents are 65 or older (approximately 4,155 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.5% White, 2.7% Black/African American, 1.4% Hispanic/Latino. Approximately 22.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $72,500, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.6%. The unemployment rate is 5.8%. The median home value is $176,300 and median monthly rent is $909. Medicare beneficiaries in Champaign County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.