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ZIP code 43045 is located in Champaign County, Ohio, centered near St Paris, with a total population of 1,665 and a median age of 34.5. This is a suburban community where 16.2% of residents are 65 or older (approximately 270 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 83.1% White, 2.4% Black/African American. About 30.6% of adults hold a bachelor's degree or higher.
The median household income is $102,868, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 1.2%. The unemployment rate is 0.9%. The median home value is $232,000 and median monthly rent is $1,191. Medicare beneficiaries in Champaign County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.