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ZIP code 19540 is located in Berks County, Pennsylvania, centered near Mohnton, with a total population of 11,705 and a median age of 41.3. This is a urban community where 17.5% of residents are 65 or older (approximately 2,051 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 93.1% White, 5.6% Hispanic/Latino, 1.6% Asian. About 32.2% of adults hold a bachelor's degree or higher.
The median household income is $96,066, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.6%. The unemployment rate is 4.4%. The median home value is $290,500 and median monthly rent is $999. Medicare beneficiaries in Berks County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.