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ZIP code 19460 is located in Chester County, Pennsylvania, centered near Phoenixville, with a total population of 43,927 and a median age of 38.6. This is a urban community where 16.4% of residents are 65 or older (approximately 7,193 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 82.8% White, 3.8% Black/African American, 5.5% Hispanic/Latino, 4.3% Asian. The community is highly educated, with 58.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $120,472, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.0%. The unemployment rate is 3.9%. The median home value is $426,000 and median monthly rent is $1,622. Medicare beneficiaries in Chester County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.