Medicare in ZIP Code
19438
—
Souderton
25184
Population
40.2659
Latitude
-75.3883
Longitude
Demographic Data
ZIP code 19438 is located in Montgomery County, Pennsylvania, with a total population of 25,184 and a median age of 45.0. This is a urban community where 18.0% of residents are 65 or older (approximately 4,522 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 81.9% White, 5.3% Black/African American, 6.8% Hispanic/Latino, 5.2% Asian. The community is highly educated, with 51.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $138,955, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.9%. The unemployment rate is 2.3%. The median home value is $455,100 and median monthly rent is $1,697. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.