Medicare in ZIP Code
19342
—
Chester Heights
20654
Population
39.9015
Latitude
-75.5049
Longitude
Demographic Data
ZIP code 19342 is located in Chester County, Pennsylvania, with a total population of 20,654 and a median age of 46.7. This is a urban community with a notably high senior population — 25.4% of residents are 65 or older (approximately 5,241 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 79.0% White, 6.3% Black/African American, 3.8% Hispanic/Latino, 8.0% Asian. The community is highly educated, with 55.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $136,647, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.1%. The unemployment rate is 3.8%. The median home value is $579,400 and median monthly rent is $2,298. Medicare beneficiaries in Chester County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.