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ZIP code 19132 is located in Philadelphia County, Pennsylvania, centered near Philadelphia, with a total population of 31,627 and a median age of 38.8. This is a urban community where 16.9% of residents are 65 or older (approximately 5,344 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 2.8% White, 88.4% Black/African American, 4.8% Hispanic/Latino, 1.1% Asian. Approximately 13.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $30,974, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 33.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 15.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $73,000 and median monthly rent is $1,055. Medicare beneficiaries in Philadelphia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.