Medicare in ZIP Code
19118
—
Philadelphia
10231
Population
40.0723
Latitude
-75.2034
Longitude
Demographic Data
ZIP code 19118 is located in Montgomery County, Pennsylvania, centered near Philadelphia, with a total population of 10,231 and a median age of 47.4. This is a urban community with a notably high senior population — 25.3% of residents are 65 or older (approximately 2,585 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 70.1% White, 18.4% Black/African American, 4.0% Hispanic/Latino, 4.7% Asian. The community is highly educated, with 76.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $105,667, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 7.6%. The unemployment rate is 4.1%. The median home value is $688,000 and median monthly rent is $1,772. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.