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ZIP code 19104 is located in Philadelphia County, Pennsylvania, centered near Philadelphia, with a total population of 54,454 and a median age of 23.4. This is a urban community where 7.6% of the population is 65 or older (approximately 4,133 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 38.5% White, 37.2% Black/African American, 4.8% Hispanic/Latino, 15.2% Asian. The community is highly educated, with 46.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $39,526, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 36.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $268,200 and median monthly rent is $1,329. Medicare beneficiaries in Philadelphia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.