Medicare in ZIP Code
19086
—
Swarthmore
12835
Population
39.8871
Latitude
-75.3721
Longitude
Demographic Data
ZIP code 19086 is located in Delaware County, Pennsylvania, with a total population of 12,835 and a median age of 41.8. This is a urban community where 19.4% of residents are 65 or older (approximately 2,486 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.6% White, 4.0% Black/African American, 3.7% Hispanic/Latino, 11.0% Asian. The community is highly educated, with 65.9% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $143,762, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.4%. The unemployment rate is 3.8%. The median home value is $425,200 and median monthly rent is $1,788. Medicare beneficiaries in Delaware County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.