Medicare in ZIP Code
19081
—
Swarthmore
10363
Population
39.8967
Latitude
-75.3474
Longitude
Demographic Data
ZIP code 19081 is located in Delaware County, Pennsylvania, centered near Swarthmore, with a total population of 10,363 and a median age of 35.3. This is a urban community where 16.9% of residents are 65 or older (approximately 1,756 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 81.9% White, 6.8% Black/African American, 3.0% Hispanic/Latino, 5.2% Asian. The community is highly educated, with 65.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $129,973, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.5%. The unemployment rate is 5.6%. The median home value is $333,600 and median monthly rent is $1,452. Medicare beneficiaries in Delaware County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.