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ZIP code 19027 is located in Montgomery County, Pennsylvania, with a total population of 20,412 and a median age of 43.0. This is a urban community where 19.7% of residents are 65 or older (approximately 4,027 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 41.8% White, 41.8% Black/African American, 5.0% Hispanic/Latino, 7.6% Asian. The community is highly educated, with 56.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $105,190, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 8.5%. The unemployment rate is 6.1%. The median home value is $348,700 and median monthly rent is $1,439. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.