Medicare in ZIP Code
19013
—
Chester
34697
Population
39.8498
Latitude
-75.3747
Longitude
Demographic Data
ZIP code 19013 is located in Delaware County, Pennsylvania, centered near Chester, with a total population of 34,697 and a median age of 32.7. This is a urban community where 14.9% of residents are 65 or older (approximately 5,167 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 16.1% White, 72.0% Black/African American, 9.2% Hispanic/Latino. Approximately 13.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $39,416, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 31.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 17.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $85,200 and median monthly rent is $1,083. Medicare beneficiaries in Delaware County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.