Medicare in ZIP Code
19004
—
Narberth
10439
Population
40.0118
Latitude
-75.2342
Longitude
Demographic Data
ZIP code 19004 is located in Montgomery County, Pennsylvania, with a total population of 10,439 and a median age of 42.3. This is a urban community where 23.2% of residents are 65 or older (approximately 2,425 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 76.8% White, 11.1% Black/African American, 1.5% Hispanic/Latino, 6.1% Asian. The community is highly educated, with 72.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $143,781, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 9.3%. The unemployment rate is 4.8%. The median home value is $616,000 and median monthly rent is $1,791. Medicare beneficiaries in Montgomery County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.