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ZIP code 18964 is located in Bucks County, Pennsylvania, centered near Souderton, with a total population of 14,422 and a median age of 40.4. This is a urban community where 17.8% of residents are 65 or older (approximately 2,564 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 82.3% White, 1.7% Black/African American, 10.6% Hispanic/Latino, 6.2% Asian. The community is highly educated, with 40.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $94,291, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.6%. The unemployment rate is 2.7%. The median home value is $339,700 and median monthly rent is $1,358. Medicare beneficiaries in Bucks County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.