Home
Pennsylvania
18854

Medicare in ZIP Code 

18854

 — 

County: 
Rural

1595

Population

41.7826

Latitude

-76.3834

Longitude

Demographic Data

ZIP code 18854 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 1,595 and a median age of 49.1. This is a rural community where 19.7% of residents are 65 or older (approximately 314 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.7% White, 1.1% Asian. Approximately 16.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $81,827, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.9%. The median home value is $191,300 and median monthly rent is $1,042. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18854

No items found.
No items found.

Cities Near 

18854

No items found.

Frequently Asked Medicare Questions

Which Medicare Advantage plans include University of Utah Health providers?

What if I pick Medicare Advantage and later cannot get a supplement?

What is the biggest decision mistake people make with Medicare?

What is the Part B late enrollment penalty and how long does it last?

Licensed in Utah
Not affiliated with or endorsed by Medicare/CMS.
Facility data sourced from CMS medicare.gov.
We make no representations about the accuracy of third-party data.
Data last verified: 
{date}
HomeMedicare PlansFind ProvidersResourcesAboutContact
{page name}
 data last verified:
{date}

‍CMS TPMO Compliance Disclaimer: We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Not Government Affiliated: Resting Sycamore Advisors is a licensed Medicare insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

Not Government AffiliatedPrivacy PolicyTerms of Use