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Pennsylvania
18851

Medicare in ZIP Code 

18851

 — 

County: 
Rural

580

Population

41.9394

Latitude

-76.1964

Longitude

Demographic Data

ZIP code 18851 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 580 and a median age of 52.7. This is a rural community with a notably high senior population — 28.4% of residents are 65 or older (approximately 165 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.0% White, 2.4% Hispanic/Latino, 3.6% Asian. Approximately 16.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $74,167, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.5%. The unemployment rate is 2.3%. The median home value is $213,100 and median monthly rent is $975. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18851

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Cities Near 

18851

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Frequently Asked Medicare Questions

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Facility data sourced from CMS medicare.gov.
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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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