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ZIP code 18850 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 1,964 and a median age of 47.8. This is a rural community where 21.5% of residents are 65 or older (approximately 422 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.5% White, 1.0% Asian. Approximately 13.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $70,313, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.7%. The unemployment rate is 6.9%. The median home value is $183,300 and median monthly rent is $968. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.