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ZIP code 18840 is located in Bradford County, Pennsylvania, centered near Sayre, with a total population of 11,249 and a median age of 38.3. This is a suburban community where 19.6% of residents are 65 or older (approximately 2,208 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.0% White, 1.4% Black/African American, 1.8% Hispanic/Latino. About 35.7% of adults hold a bachelor's degree or higher.
The median household income is $59,836, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.3%. The unemployment rate of 9.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $170,500 and median monthly rent is $906. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.