Medicare in ZIP Code 

18831

 — 

County: 
Rural

1065

Population

41.8966

Latitude

-76.5328

Longitude

Demographic Data

ZIP code 18831 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 1,065 and a median age of 53.8. This is a rural community with a notably high senior population — 33.1% of residents are 65 or older (approximately 353 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 91.8% White, 2.5% Asian. Approximately 16.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $77,411, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 3.2%. The unemployment rate is 4.3%. The median home value is $189,100 and median monthly rent is $831. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18831

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Cities Near 

18831

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Frequently Asked Medicare Questions