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Pennsylvania
18814

Medicare in ZIP Code 

18814

 — 

County: 
Rural

163

Population

41.7817

Latitude

-76.6056

Longitude

Demographic Data

ZIP code 18814 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 163 and a median age of 42.5. This is a rural community where 20.9% of residents are 65 or older (approximately 34 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.7% White, 1.2% Black/African American, 2.5% Hispanic/Latino. Approximately 13.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $42,188, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.1%. The unemployment rate is 1.3%. The median home value is $217,900 and median monthly rent is $913. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18814

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Cities Near 

18814

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Frequently Asked Medicare Questions

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What is Form CMS-L564 and what is it used for?

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