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ZIP code 18810 is located in Bradford County, Pennsylvania, centered near Athens, with a total population of 5,477 and a median age of 50.1. This is a suburban community where 24.4% of residents are 65 or older (approximately 1,337 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.4% White, 1.2% Black/African American, 4.1% Hispanic/Latino, 1.8% Asian. Approximately 23.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $57,240, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.9%. The unemployment rate is 5.5%. The median home value is $202,100 and median monthly rent is $838. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.