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Pennsylvania
18708

Medicare in ZIP Code 

18708

 — 

County: 
Urban

9063

Population

41.2998

Latitude

-75.9711

Longitude

Demographic Data

ZIP code 18708 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 9,063 and a median age of 47.3. This is a urban community where 22.3% of residents are 65 or older (approximately 2,025 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.1% White, 2.3% Black/African American, 2.0% Hispanic/Latino, 1.7% Asian. The community is highly educated, with 50.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

The median household income is $95,480, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.5%. The unemployment rate is 4.6%. The median home value is $246,900 and median monthly rent is $1,085. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18708

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Cities Near 

18708

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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