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Pennsylvania
18706

Medicare in ZIP Code 

18706

 — 

County: 
Urban

16318

Population

41.2044

Latitude

-75.9113

Longitude

Demographic Data

ZIP code 18706 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 16,318 and a median age of 38.4. This is a urban community where 18.7% of residents are 65 or older (approximately 3,053 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 78.6% White, 3.6% Black/African American, 17.5% Hispanic/Latino. Approximately 20.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $57,546, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 21.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.3%. The median home value is $121,900 and median monthly rent is $883. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18706

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Cities Near 

18706

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Frequently Asked Medicare Questions

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Facility data sourced from CMS medicare.gov.
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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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