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Pennsylvania
18705

Medicare in ZIP Code 

18705

 — 

County: 
Urban

15595

Population

41.2689

Latitude

-75.8453

Longitude

Demographic Data

ZIP code 18705 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 15,595 and a median age of 38.9. This is a urban community where 18.1% of residents are 65 or older (approximately 2,820 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 70.5% White, 4.3% Black/African American, 22.2% Hispanic/Latino. Approximately 23.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $61,293, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 18.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.1%. The median home value is $122,800 and median monthly rent is $1,006. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18705

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Cities Near 

18705

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Facility data sourced from CMS medicare.gov.
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Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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