Medicare in ZIP Code
18651
—
8672
Population
41.2458
Latitude
-75.9481
Longitude
Demographic Data
ZIP code 18651 is located in Luzerne County, Pennsylvania, centered near Plymouth, with a total population of 8,672 and a median age of 43.8. This is a urban community where 18.8% of residents are 65 or older (approximately 1,631 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 83.0% White, 5.2% Black/African American, 10.1% Hispanic/Latino. Approximately 11.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $43,639, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $90,400 and median monthly rent is $930. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Hospitals Near
18651
Cities Near
18651