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ZIP code 18644 is located in Luzerne County, Pennsylvania, centered near Wyoming, with a total population of 7,318 and a median age of 48.0. This is a urban community where 24.1% of residents are 65 or older (approximately 1,761 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.5% White, 2.6% Hispanic/Latino. About 33.1% of adults hold a bachelor's degree or higher.
The median household income is $72,803, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.5%. The unemployment rate is 3.6%. The median home value is $167,000 and median monthly rent is $920. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.