Medicare in ZIP Code 

18642

 — 

County: 
Urban

4469

Population

41.3486

Latitude

-75.7611

Longitude

Demographic Data

ZIP code 18642 is located in Luzerne County, Pennsylvania, centered near Duryea, with a total population of 4,469 and a median age of 39.7. This is a urban community where 21.0% of residents are 65 or older (approximately 939 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 78.3% White, 20.7% Hispanic/Latino. Approximately 21.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $61,587, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 24.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 1.1%. The median home value is $154,100 and median monthly rent is $1,122. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

18642

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Cities Near 

18642

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Frequently Asked Medicare Questions